Do you need moving insurance? | Maximus Moving & Delivery DFW

Do you need moving insurance?

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If you have an upcoming relocation, you know how chaotic the process is. With the stress of packing, remembering all the moving tasks, and organizing the process, it’s easy to forget about the insurance. If you’re not hiring movers for your upcoming move, think again. Having a reliable Dallas moving company by your side can reduce the stress of relocating significantly. Experienced professionals will easily take care of everything so that you can enjoy a completely carefree relocation. But the main question is- do you need moving insurance? The short answer is – yes. Having insurance when moving is beneficial for numerous reasons. We’re sharing some of the most important benefits of getting insurance when relocating.

Why do you need moving insurance?

When you’re relocating, you know that many things can happen unexpectedly. Moving complications come up all the time. While experienced movers can foresee and prevent most of them, getting moving insurance is still wise. Moving insurance is a type of insurance that covers the damages or losses that can occur during the process of relocating your belongings from one location to another.

There are several reasons why you might want to consider purchasing insurance:

  • It’ll give you peace of mind
  • You will have additional protection against damage or loss
  • There will be coverage for valuable items
  • You’ll also obtain coverage for unexpected events

Moving insurance gives you peace of mind

Relocations are already one of the most stressful events in life. Even more so if you are relocating to another state, the process will be less stressful with the knowledgeable cross country movers Texas offers. However, additional insurance when relocating long-distance is great because it’ll give you peace of mind. It’s crucial to reduce all anxiety-inducing situations to a minimum when relocating and take care of your mental and physical well-being. Insurance is a great way to achieve it.

a couple packing and wondering do you need moving insurance
Once you understand why do you need moving insurance, you will get one every time you move!

Insurance protects your belongings against damage or loss

Even with the best planning and care, accidents can happen during a move. Moving insurance can help protect you against the financial losses resulting from damage or loss of your belongings. Even with the most careful planning, things can go south. Because of that, purchasing insurance when relocating is of utmost importance. This is especially true for fragile and bulky items such as pianos. The piano movers DFW offers are skilled professionals who know how to handle these instruments properly. But you still want to get additional protection in the form of insurance. It’s highly unlikely that professionals will lose or damage your belongings, but it’s best to have coverage in the case that happens.

You have additional coverage for high-value items

If you have items of high value, such as moving insurance can provide additional coverage for these items in case of damage or loss. If you have help from the fine art moving DFW residents trust, you know your valuables are safe. However, it’s still wise to get additional protection. Whether you’ll be purchasing insurance from the movers or you’re going to a third-party insurance company, it’s important not to skip this step. And if the items you’re relocating are very expensive, a third-party company might offer better coverage than a company can provide.

Getting insurance when relocating valuable items such as a piano is a must!

You are compensated in case of unexpected events

Insurance can also provide coverage for unexpected events, such as delays, accidents, or natural disasters, that can occur during the relocation. Even movers with years or decades of experience are helpless in case of accidents or natural disasters. Because of that, having such insurance can be of great help. It’s a way to ensure that even in the case of unexpected events, you won’t be at a huge financial loss should your belongings suffer any damage.

Types of moving insurance

There are several types of insurance that you can consider purchasing, depending on your needs and the type of your move:

  • Basic carrier liability: This is the minimum level of insurance required by law for most moving companies. It covers damages to your belongings that are caused by the relocation company’s negligence, such as dropping or scratching a piece of furniture.
  • Full-value protection: This type of insurance provides the highest level of coverage and protects you against any damages or losses that occur during the relocation process. If your belongings are lost or damaged, the moving company will either repair them or pay you the replacement value.
  • Released value protection: This is the default coverage provided by most companies and is included in the cost of the move. It provides a limited level of protection based on a predetermined value for your belongings. If your belongings are lost or damaged, the company will pay you a percentage of their value.
  • Third-party insurance: This type of insurance is provided by a separate insurance company and covers damages or losses that occur during the relocation process. It may provide more comprehensive coverage than the moving companies’ options.
  • Self-insurance: If you opted for a do-it-yourself move and are not using a moving company, you can consider self-insuring your belongings. This involves setting aside a certain amount of money to cover any damages or losses that might occur during the move.

Needless to say, it is important to carefully review the terms and conditions of any moving insurance policy before purchasing it to ensure that it meets your needs.

a person packing
Choose the best type of insurance according to your needs.

Get moving insurance and move stress-free

Relocations are messy, and most people find them mentally and physically exhausting. Hiring dependable movers registered with the Federal Motor Carrier Safety Administration can help reduce the stress of relocating your home or business. But do you need moving insurance? We have already positively answered this question. If for nothing else, it’s for the peace of mind it offers. You will be able to relocate knowing your belongings are safe in the hands of skilled movers and also covered by the insurance. It’s crucial to do everything you can to ensure a seamless relocation experience, and insurance is one of the best ways to achieve it! 

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“HIGHLY recommend!”

Very responsive, customer service oriented, got the job done quickly, and it ended up costing less than I was quoted. They handled everything with care and even helped me put together some furniture after unloading. Will definitely use them again!

Scarlett C. Dallas, TX | 9/28/2022

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